Over a full career, saving 10% of your salary can allow you to live comfortably in retirement with minimal government pensions. Depends on your overall salary of course, but 10% is a good start. 250 euro a month tucked away in an account that only earns a very mediocre 5% per annum would still have you almost 400k after a 40 year career. Obviously investing more and getting a better return could lead to much much more than that. A 400k annuity at retirement age would basically continue to pay 3k a month for well, as long as you need it.

In private messages outside of work, yes, it comes across passive aggressive and is a hard stop to a conversation. In work context though, it’s pretty common on teams as an acknowledgement, though I still think it’s nicer to use like a heart react then actually reply.

I’d like to think it’s a kind of zero approval gambit, he was once a dem I heard. But I think it’s much more likely he’s literally a Russian asset and the question is how much damage can the American system of checks and balances prevent before the next elections.